I collected my wife and I’s unsolicited credit card applications for a year
Wednesday, 12 Mar 2025
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93 total credit card applications. The most from one company is American Express with 26 letters.
There’s a way to opt out of credit card offers. I’ll see if I can find the link…
My eyes can never believe the amount of people that use “I’s”
fill them out, max them out, go on vacation.
That’s almost how many I get from AAA about life insurance policy offers.
As a mailman, these are the bane of my fucking existence. Nobody wants them. We don’t want to deliver them. But they just. Keep. COMING!!!
Do what my FIL does, shred the contents into confetti sized pieces and then send it back in their envelope with prepaid postage.
[Opted out](https://consumer.ftc.gov/articles/prescreened-credit-insurance-offers) of that shit long ago
*My wife’s and my
I’s? Really?
*my wife’s and my
Ask yourself how you would make them possessive if you were talking about just one person.
My favorite ones say:
PRE APPROVED*
* ^this ^is ^not ^a ^preapproval ^but ^is ^based ^on ^a ^matching ^credit ^profile
*my wife’s and my
I would apply for every single credit card, and churn them out to get all the SUBs (Sign up Bonuses). Either organic spend by paying federal taxes, property taxes, prepaying utilities etc., or manufacturing spend with VGCs and Money Orders. Also look out for any credit cards that offer 0% APR for the first 12 months – that’s a free loan right there. Obviously pay your statement balance every month. But you play the game, you can make $10k a year in SUBs, Air Miles etc.
Junk mail sucks but without it the US postal service would go out of business.
I like to run their crap through my shredder and then mail it back to them in their own pre-paid envelope. I’m sure the post office hates it too but hey they allow these ass hats to send this crap to me and they give them pre-paid envelopes to send stuff back. Not my problem.
I loosely use the prevalence of these in our mailbox as a predictor of the economy. It always seems I get fewer of them when things are slowing down.
Lol that looks like about 2 month’s worth in my household.
They’re the new FREE AOL CDs
Wacky grammar.
I sometimes like to keep them for the cardboard cards for my nieces. Make them feel like an adult with a credit card while they play
r/mildlyinfuriating
https://www.deseret.com/2013/8/19/20524136/man-outwits-bank-by-changing-credit-card-terms-wins-in-court/
Funny thing is once you actually get a card from them they push you to sign up for paperless statements.
I’s is not a posessive pronoun.
Can anyone explain why it’s legal for you to get so much SHIT in the mail?
The USPS has been under fire… Why do we ass it up with making them deliver trash?
“I’s?” 😂🤣😂🤣😂🤣😂
You know what pisses me off the most about all this? The fucking waste.
The hours for marketing and graphic teams to create the logos an images for the mailers, envelopes and inserts
The hours for copywriters to draft and proofread the mailers.
The hours and infrastructure for an automated system to fill out the mailers, print the mailers and envelopes, and package them for circulation.
The cost of transporting not just the mail to the recipient, but the bulk shipping of delivering the mailers to the post office for circulation.
The weight of all that mail through circulation down to even the mailman’s bag, costing more gas, taking longer to pack, carry and deliver.
The cost of materials, ink, paper, postage.
All that for me to shred it and trash it.
I can’t believe that **that** is bringing in enough business to justify this Rube Goldberg machine of marketing waste.
There is no plural of “I”.
Try founding an LLC. We were getting like 10 a week at one point.
Well no wonder cc rates are so high with all the money they’re spending for document production and mailing. Between your offers and mine we could wallpaper a city block!
Write return to sender on each one you get and drop it in the mailbox, the company has to pay return postage which cuts into the board of directors budgets. It’s been a few years since I have received ANY junk mail.
In Australia this is illegal. I’m floored..
*My wife and my..”
This could only be America. Never in my 49 years have I received 1 unsolicited credit card
“My and my wife’s”
I’m collecting mine. My stack is nowhere close to y’all’s tho.
The way you open them is so civilized. I usually just rip the envelope in open.
Now, is this a positive reflection of your credit score or a negative reflection of your credit score?