The healthcare system in this country is an illusion
Wednesday, 12 Mar 2025
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Who pays 20% of their pay check to health insurance coverage???
Most people are blind to how much they are paying. Because most employers don’t put the full cost on our pay stubs.
Stubs also exclude copays and deductibles. Which most other systems just include in their monthly price.
Americans refuse to look at what is working in other countries because they are taught to believe that their country is the best to have ever done anything.
The majority is paying 4% to provide insurance for the minority. Only ~18% of the US is on medicare
Then the majority is paying 20% to provide it for the majority. ~65% of the population, the math almost works out as you’d expect.
Insurance for a Family of 4 at my company is about 1200 a month. That’s 20% of a 72k salary.
It’s worse than that.
Most Canadians now are slowly being convinced of this also. They think that the solution to our budget problems is to privatize healthcare, but mostly it just seems to be this propagandized idea that having universal healthcare means paying more for other people to get care.
It means helping to pay for those who would never be able to afford it otherwise. This idea has been planted into brains and people are genuinely falling for it.
They know that it is better the way it is for everyone, even them, but they got talked into being jealous of the poors receiving free healthcare and getting righteous about stopping aid going to the “underserving”.
So we are going to privatize our universal healthcare because most people got talked into being small, petty, jealous and selfish. We are going to hurt ourselves so we get to deny care to the underserving and the immigrants.
Our health care system is a joke.
Conservative voters are the most easily manipulated, fear-driven, self-sabotaging rubes on the planet.
Yup. Insurance companies have lobbied the bejesus out of the US government for YOU to be branded an anti-American pinko-commie if you ever question or try to change this system.
It’s not going to change any time soon at all – *especially* with this new administration coming in.
One thing a LOT of people don’t calculate in, is the amount the company pays (for some companies, that is) before they even give your your pay.
Like for instance, my company actually pays 100%of my health insurance, and gives us a prepaid card for 80% of the deductible. (yeah, I know… It is nice). The bossman explained to us, that is because hik paying it all ends up being cheaper, than him paying part, or none. (in total, that is). He showed us the numbers.
But, That also means our pay rate is lower than it could be. If he didn’t pay for our health insurance, he COULD raise our pay.
So while people don’t calculate the deduction on their paycheck, they should calculate the (for most companies) unknown amount their pay rate is reduced.
There was a Republican politician that was protesting the Affordable Care Act when it was being introduced. His complaint was that people could lose the private insurance they grew to love and care for.
It was the most out of touch thing I’ve ever heard anyone say. Everyone hating their insurance was a running joke since I’ve been alive. The most positive thing I’ve heard people say was that the insurance paid a bulk of the expenses without any hassle, which isn’t even a compliment it’s just what it is supposed to do.
The key thing is, those that publicly argue against single payer health coverage they just say it’s too expensive and no one ever challenges them to explain why.
Capitalist brainwashing working as intended.
I pay .6% to my insurance and I get almost 75% of that back from HSA contributions from my employer
Who is saying this? What are you talking about?
Let me solve the puzzle for you. Back in the 60s and 70s a lot of social change occurred. Black people could go anywhere white people went, including your kids schools. Women could get jobs and their own credit cards and control their own fertility with the pill. These changes were not universally welcomed.
The Republican Party cashed in on this fact and became the backlash party. They turned against the government they felt had betrayed them. And, from that point on, they were against any policy that might materially benefit all Americans because now that included *them*. Rather than swim with their black neighbors, white Americans drained the pool and filled it in permanently. If we have to share it with *them*, then nobody will have it.
And this is why we don’t have nice things like healthcare. When government does things for people it must do them for all people now. Therefore we don’t want the government to do things for people.
As an American living in Spain now, I never truly understood how awful healthcare/insurance was in the U.S.
In Spain, I have a private health insurance plan and I also participate in the Public Health Care system. In total, for both plans I pay about €125/month. Zero co-pays, zero deductible, zero exclusions.
Granted, I do pay out of pocket for prescriptions but medication prices are set by the government so medicines are quite affordable.
Easily manipulated and the strongest nation in the world. Not a great combo for the rest of us.
Don’t forget that 1.2 trillion tax dollars also went to healthcare. So you already pay taxes to healthcare. 🤦🏻♂️
We don’t trust our government. That’s the rock bottom end of it all. Enough of us don’t trust our government with our money, and we don’t want to give it to them.
I don’t wana pay 24% of my income to anything
Jokes on them. I have no insurance.
Medicare is actually 1.15% paid by you and 1.15% paid by employer.
After retirement, the Medicare portion of my SS benefit, my whole income, is 19%. I’m not sure where you get your numbers.
Edit: That just for parts A and B. To be insured fully, because B hardly pays anything, costs another 20%.
> propagandized
Just call them stupid.
Wouldn’t car insurance prices also go down since you would no longer need insurance for bodily injury?
Too stupid to realize they are in a matrix.
I pay 1.9% per paycheck.
Oof. Bad take.
One is for yourself/family and the other goes to a pool for those who don’t have the funds.
This is America, not a charity case.
Are you fucking high?
I dont wanna pay for either of those!
Top earners do not pay towards their healthcare benefits, it’s funded by the lowest earners. They don’t want to pay anything at all towards social security or Medicare, believing they will never use it themselves. They do have a cap of responsibility, everything over $160k, is exempt.
The fact that we think we’re the LEAST, also proves the point
The healthcare system here is like a game of Monopoly where you keep landing on Boardwalk with hotels.
“Americans”…uh huh
More like politicians
To insurance that isn’t even guaranteed to cover what you need
Medicare is 1.45%. If you make more than 200k single, 250k married, it’s 2.35%
in most eu countrys you pay 25 percebt for sozial services not 4 lul i wish
Where are these numbers from? I pay 2.5% of my income to Health Insurance.
Wtf? 6% of my paycheck goes to all my insurance.
I simply suspect the insurance company knows to employ just enough to keep the scam going.
Yeah, one big country of lies the US
Americans have zimbabwe’s healthcare system. Rest of the world laughs at us, and what has biden done about it and the CEOs killing kids for profit? Nada!
All because somebody else wants your money. America is the most greedy cesspool on the planet.